Our Fees
Plain and Simple. We charge you a fee for our advice and receive no compensation from any other source. Nothing is hidden—we are totally transparent in our costs. While we’re open to meeting with prospective clients who may have an interest in our services, we feel that we can provide the greatest benefit to those who have over $500,000 in investible assets or have complex financial situations.
Planning Fees
The financial planning fee is based upon a percentage of Net Worth for billing purposes as articulated in the table below. Fifty-percent (50%) of the planning fee is due to commence the relationship with the remaining balance due upon the completion and delivery of the plan.
There is no obligation to continue our planning relationship; however, over 95% of our Financial Planning clients retain us to help execute their plan through ongoing Investment Management advice.
Methodology to Calculate Net Worth (for Financial Plan Fee Billing Purposes)
What's Included
Cash and deposits
Investments (non-retirement accounts)
Retirement accounts
Annuities (or its cash surrender value)
NET value of investment real estate(using publicly available sources such as Zillow, Trulia, or tax assessed value)
529 plans/UTMA Accounts
HSA accounts (value of investment holdings)
Stock compensation - vested value
Private notes / loans
All other liabilities or loans (outside of real estate mortgages)
Life Insurance cash surrender value
What’s Not Included
Primary residence
Private or family business
Pension benefit
Immediate annuity
Life Insurance cash surrender value
Investment Management Fees
Investment management fees are based on the total amount managed or advised on in all accounts for the client. Our minimum annual fee is $5,000. This fee includes both ongoing investment management and financial planning. Our fee structure is:
Fees are invoiced and debited on a calendar quarter basis and billed in advance of the quarter. Fees are deducted directly from your investment account(s).