A few weeks ago, our team enjoyed an offsite meeting at a resort in Key Largo that included some fun activities to disconnect and also some focused work as a team. One of the particularities of the resort is their restrictive policy around cell phone usage in certain areas. On the way back, my wife and I started a dialogue about the impact the 24/7 connectivity that our smartphones and the internet are having in our lives. It was just a few decades ago that we were still consuming information at a slower pace, outside of the digital world. Are we better off as a society, as a result? Certainly, the ability to provide access to information and knowledge to a wider audience will generally lead to progress. At the same time, are we happier than older generations in this hyper-connected world? I will let you answer that question for yourself.

Eye rolls and pitiful exhales—that was the initial response I got from my family and loved ones when discussing cyber security.

In April 2018 the college decisions started rolling in. My daughter—first born—applied to 15 universities (she worked super hard in high school and was determined to go to school up North). She had been thinking about going to university since 5th grade. Now, looking back at that time, fifteen applications was way too many—too much work and each application costs $$. The good news is that she got into 10 schools!

The Lubitz Financial Group logo, a tree, was originally conceived after our founder Linda Lubitz Boone discovereda 1912 postcard to her great grandfather from his local bank.

When I first heard about bitcoin in 2016 and 2017 I dismissed it as fraud, a ponzi scheme, or a pure speculative mania that will go away.

It all started with a few clients wanting to ensure their money was helping to fund more developments that combat fossil fuel consumption.

I am not a big shopper. That said, when I do shop, I look for presents that pay it forward. What do I mean by that?

4 questions that might help you think about money and your relationship with it.

Consider this — conventional wisdom says homeowners should pay off their home loans before retirement. But does this really make sense for you? 

For those of you with pets, you have probably experienced some changes in your relationship with your pet(s).