Plain and Simple. We charge you a fee for our advice and receive no compensation from any other source. Nothing is hidden—we are totally transparent in our costs. While we’re open to meeting with prospective clients who may have an interest in our services, we feel that we can provide the greatest benefit to those who have over $500,000 in investible assets or have complex financial situations.

Planning Fees

The financial planning fee is based upon a percentage of Net Worth for billing purposes as articulated in the table below. Fifty-percent (50%) of the planning fee is due to commence the relationship with the remaining balance due upon the completion and delivery of the plan.

There is no obligation to continue our planning relationship; however, over 95% of our Financial Planning clients retain us to help execute their plan through ongoing Investment Management advice.

Net Worth

Financial Planning Fee

First $2,000,000

.20% of Net Worth ($2,000 minimum fee)

Next $3,000,000

.10% of Net Worth

Next $5,000,000

.05% of Net Worth

Amounts above $10,000,000

.03% of Net Worth

Methodology to Calculate Net Worth (for Financial Plan Fee Billing Purposes)

What's Included

  • Cash and deposits
  • Investments (non-retirement accounts)
  • Retirement accounts
  • Annuities (or its cash surrender value)
  • NET value of investment real estate(using publicly available sources such as Zillow, Trulia, or tax assessed value)
  • 529 plans/UTMA Accounts
  • HSA accounts (value of investment holdings)
  • Stock compensation - vested value
  • Private notes / loans
  • All other liabilities or loans (outside of real estate mortgages)
  • Life Insurance cash surrender value

What’s Not Included

  • Primary residence
  • Private or family business
  • Pension benefit
  • Immediate annuity
  • Life Insurance cash surrender value

Investment Management Fees

Investment management fees are based on the total amount managed or advised on in all accounts for the client. Our minimum annual fee is $5,000. This fee includes both ongoing investment management and financial planning. Our fee structure is:

Less than $500,000

Minimum $5,000

Value from $500,001 to $2,000,000

1 % annual or 0.25% per quarter

Value from $2,000,001 to $5,000,000

0.7% annual or 0.175% per quarter

Value from $5,000,001 to $10,000,000

0.4% annual or 0.1% per quarter

Value above $10,000,001

0.25% annual or 0.0625% per quarter

Fees are invoiced and debited on a calendar quarter basis and billed in advance of the quarter. Fees are deducted directly from your investment account(s).

We're committed partners, working alongside our clients to illuminate possibilities, create a financial roadmap, and help them pursue a quality life, reimagined.
Let's talk

Reimagining life's defining financial moments.  Together.®

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